Dental Insurance – Panama City, FL

Helping You
Maximize Your Savings

We understand that patients rely on their dental insurance plan to help defray the costs of dental care. We are happy to assist you in obtaining maximum insurance benefits. We will help you to understand the provisions of your policy, and may accept payment directly from your insurance company for the portion covered.

Understanding How Dental Insurance Works

Person calculating dental insurance coverage using a calculator

Do not make the mistake of thinking that dental insurance is exactly like medical insurance. While both can be used to help pay for treatment in the event of the emergency, dental insurance puts more emphasis on a preventive approach. Your biannual checkups and cleanings will be better covered (and in some cases completely paid for) than restorative care. The idea is that by encouraging you to keep up with regular dental visits to take advantage of your insurance, you’ll be less likely to suffer from more costly oral health issues.

What Does My Dental Insurance Cover?

Woman holding an apple and giving a thumbs up

The following is a typical example of how many dental PPOs are structured:

  • 100% coverage for preventive care, including biannual checkups and X-rays
  • 80% coverage for minor restorative treatments like fillings
  • 50% coverage for major restorative treatments like dental crowns

Note that most plans don’t include cosmetic treatments, as those are considered to be elective. Also keep in mind that there are various plans to choose from, each with their own levels of coverage; it’s important to have a grasp on the unique benefits offered by your plan.

Our In-Network Dental Insurance Providers

Dentist showing patient a model smile

While we encourage you to make your dental health choices with the understanding that your insurance benefits provide you with a small financial cushion, we understand that many patients rely on dental insurance. That’s why our dentist is “in network” with many insurance companies. For the convenience of our patients with dental insurance, Dr. Waheed is “in network” with many insurance companies.

We are in-network with the following dental insurances:

  • Aetna
  • Ameritas
  • Assurant
  • Careington
  • Cigna
  • Combined Services
  • Comp Benefits
  • Coventry
  • Delta Dental
  • Florida Combined Life
  • Guardian
  • Humana
  • Lincoln
  • MetLife
  • Premier Access
  • Principal
  • Standard
  • TriCare
  • United Concordia

Ask our friendly dental team if we accept your insurance!